655 Ralde Circle, Ridgeland, MS 39157

$147,500
Property Type: Residential Bedrooms: 3 Square Footage: 1,530 Lot Size (sq. ft.): 43,560 Status: Active
Current Price: $147,500 List Date: 11/20/2025 Last Modified: 5/20/2026

Overview

Description

Wonderful opportunity in Ridgeland for homeowners and investors alike! This 3-bedroom 1-bath home sits on a spacious lot with room to grow, offering excellent potential of outdoor living, gardening, play space, or future additions. With a FHA 203(k) renovation loan, buyers can roll needed repairs and updates into one loan-- perfect for customizing the home to your taste without the upfront renovation costs. Inside, you'll find a functional layout along with a heated and cooled bonus room that could serve as a second living area, office, playroom, or hobby space. Whether you're looking to personalize your first home or add to your investment portfolio, this property offers plenty of room to create value. Conveniently located near shopping, dining, parks, and I-55, this home provides great access to everything Ridgeland has to offer. Being sold AS-IS, making it a fantastic opportunity for buyers ready to make it their own. Don't miss the chance to transform this property into so ...

Listing Details MLS# 4132109

General Property Information

Property Sub Type
Single Family Residence
New Construction
No
Property Condition
Fixer
Approx Lot Size Acres
Yes
Approx H/C SqFt
1530
SqFt Source
Public Records
List Price/SqFt
96.41
Year Built
1966
Year Built Source
Public Records
Total Floors
Yes
Bedrooms Total
3
Bathrooms Full
Yes
Fireplace
No
Pool
No
School District
Madison CO Dist
Elementary School
Ann Smith
Elementary School 2
Ann Smith
Intermediate School
N/A
Middle or Junior School
Olde Towne
High School
Ridgeland
Home Warranty
No
Accessibility Features
No
Garage Spaces
0
Carport Spaces
0
Bathrooms Half
0
Bathrooms Three Quarter
0

Property Features

Structure Type: House Architectural Style: Ranch Lot Features: Front Yard; Irregular Lot Levels: One Special Purpose Rooms: Finished Expandable Bonus Room Bathroom Features: Ceramic Tile Appliances: None Walls - Interior: Paneling; Sheetrock Flooring: Carpet; Luxury Vinyl Laundry Features: Electric Dryer Hookup; Inside; Laundry Room; Washer Hookup Cooling: Ceiling Fan(s); Central Air Heating: Central Utilities: Cable Available; Electricity Available; Phone Available; Sewer Available; Water Available Sewer: Public Sewer Water Source: Public Foundation Details: Conventional; Pillar/Post/Pier Listing Terms: Cash; Conventional; Renovation Loan Roof: Architectural Shingles Patio And Porch Features: Front Porch; Rear Porch Exterior Features: Private Yard; None Fencing: Chain Link; Partial; Wood Driveway Features: Concrete Drive Parking Features: Driveway Community Features: Street Lights; None Waterfront Features: None Water Heater: Natural Gas Disclosures: As Is; Lead Paint

Address and Location Information

Street Number
655
Street Name
Ralde
Street Suffix
Circle
County
Madison
State
MS
Zip Code
39157
Parcel Number
072i-31b-100/00.00
Subdivision
Lakeland Estates
Directions to Property
From I-55, take Exit 105B towards Ridgeland and merge onto Steed Road heading west. Continue straight as Steed Road becomes Lake Harbour Drive. Stay on Lake Harbour, then turn left onto Christine Driv
Community Of
N/A

Listing Information

Listing Service
Full Service

Tax and Financial Information

Tax Annual Amount
1344
Tax Year
2024
Homestead Y/N
No
Additional Exemptions Y/N
No
Flood Insurance Required?
Subject to Survey
Leasehold Y/N
No
Sold In Previous 12 Months
No
Association
No
Covenants Y/N
No
Legal Description
LOT 38 LAKELAND EST PT 3

Showing Requirements

Showing
Appointment Required
Lockbox Location
Front Door

More Information

Remarks & Miscellaneous

Public Remarks
Wonderful opportunity in Ridgeland for homeowners and investors alike! This 3-bedroom 1-bath home sits on a spacious lot with room to grow, offering excellent potential of outdoor living, gardening, play space, or future additions. With a FHA 203(k) renovation loan, buyers can roll needed repairs and updates into one loan-- perfect for customizing the home to your taste without the upfront renovation costs. Inside, you'll find a functional layout along with a heated and cooled bonus room that could serve as a second living area, office, playroom, or hobby space. Whether you're looking to personalize your first home or add to your investment portfolio, this property offers plenty of room to create value. Conveniently located near shopping, dining, parks, and I-55, this home provides great access to everything Ridgeland has to offer. Being sold AS-IS, making it a fantastic opportunity for buyers ready to make it their own. Don't miss the chance to transform this property into something special!

Structure Type

House
Yes

Architectural Style

Ranch
Yes

Lot Features

Front Yard
Yes
Irregular Lot
Yes

Levels

One
Yes

Sewer

Public Sewer
Yes

Water Source

Public
Yes

Listing Terms

Cash
Yes
Conventional
Yes
Renovation Loan
Yes

Waterfront Features

None
Yes

Utilities

Cable Available
Yes
Electricity Available
Yes
Phone Available
Yes
Sewer Available
Yes
Water Available
Yes

Special Purpose Rooms

Finished Expandable Bonus Room
Yes

Bathroom Features

Ceramic Tile
Yes

Appliances

None
Yes

Walls - Interior

Paneling
Yes
Sheetrock
Yes

Flooring

Carpet
Yes
Luxury Vinyl
Yes

Laundry Features

Electric Dryer Hookup
Yes
Inside
Yes
Laundry Room
Yes
Washer Hookup
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes

Heating

Central
Yes

Foundation Details

Conventional
Yes
Pillar/Post/Pier
Yes

Exterior Construction/Siding

Vertical Siding
Yes
Wood Siding
Yes

Roof

Architectural Shingles
Yes

Exterior Features

Private Yard
Yes
None
Yes

Patio And Porch Features

Front Porch
Yes
Rear Porch
Yes

Fencing

Chain Link
Yes
Partial
Yes
Wood
Yes

Driveway Features

Concrete Drive
Yes

Parking Features

Driveway
Yes

Community Features

Street Lights
Yes
None
Yes

Water Heater

Natural Gas
Yes

Disclosures

As Is
Yes
Lead Paint
Yes
Listing Office: NextHome Realty Experience
Listing Agent: Justice A Oaks-Waltman
Last Updated: May - 20 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2022 MLS United, LLC.