647 Howard Avenue, Biloxi, MS 39530

$899,000
Property Type: Res Income Multi-Fam Bedrooms: 9 Square Footage: 4,779 Lot Size (sq. ft.): 22,216 Status: Active
Current Price: $899,000 List Date: 3/24/2026 Last Modified: 9/11/2026

Overview

Description

Prime Investment Opportunity Near the Beach! This unique property offers three distinct structures on one parcel, providing exceptional versatility and income potential. (1)Main Home: Fully remodeled and beautifully furnished, currently operating as a successful short-term rental 4 bedrooms/3 baths - sleeps 9. (2)Apartment: A cozy, long-term leased unit offering consistent rental income. 1 bedroom/1 bath. (3)Bungalow: Newly built approximately one year ago, offering modern amenities and charm. Beautifully furnished with 4 bedrooms/3 baths - sleeps 8 guests This property is zoned RB (Regional Business) and comes with approved plans to build a second bungalow - expanding your investment potential even further. With ample parking and prime location within walking distance to the beach, entertainment, and top dining options, this property is ideal for investors or homeowners looking to generate additional income. Whether you choose to live in one unit and rent the others or maximize all th ...

Listing Details MLS# 4143399

General Property Information

# of Units Included in Sale
3
Approx Lot Size Acres
0.51
Approx H/C SqFt
4779
SqFt Source
Owner
List Price/SqFt
188.11
Year Built
1920
Year Built Source
Assessor
Total Floors
2
Bedrooms Total
9
Bathrooms Full
7
Furnished
Yes
Pool
No
School District
Biloxi Public Dist
Accessibility Features
Yes

Property Features

Structure Type: See Remarks Lot Features: City Lot; Fenced; Near Beach Levels: Multi/Split Owner Pays: All Utilities Furnished: Furnished Interior Features: Ceiling Fan(s) Walls - Interior: Sheetrock; Wood Flooring: Carpet; Ceramic Tile; Luxury Vinyl; Tile; Wood Window Features: Vinyl Door Features: Dead Bolt Lock(s); French Doors Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Utilities: Cable Available; Cable Connected; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Sewer: Public Sewer Water Source: Public Foundation Details: Pillar/Post/Pier; Raised Listing Terms: Cash; Conventional Roof: Metal Exterior Features: Awning(s); Balcony; See Remarks Patio And Porch Features: Awning(s); Deck; Porch Fencing: Wood Driveway Features: Gravel Drive; Side Entrance Parking Features: Gravel; Guest; On Site; Private Community Features: Boating; Near Entertainment; Restaurant; Room for Expansion; Shopping Nearby; Street Lights Waterfront Features: Beach Access Flood Insurance: See Remarks Water Heater: 40 Gallons or Less; Tankless Disclosures: Flood Insurance Required; Lead Paint Approx Age Code: Older Home 25+ Years; See Remarks Available Documents: APOD; Marketing Package Unit 1 Appliances: Dishwasher; Disposal; Dryer; Freezer; Microwave; Range; Refrigerator; Vent Fan; Washer Unit 2 Appliances: Dishwasher; Dryer; Microwave; Refrigerator; Washer; Water Heater - Electric

Address and Location Information

Street Number
647
Street Name
Howard
Street Suffix
Avenue
County
Harrison
State
MS
Zip Code
39530
Parcel Number
1410k-01-049.000
Subdivision
Metes And Bounds
N or S of I-10
S
N or S of CSX Railroad Track
S

Listing Information

Listing Service
Full Service

Tax and Financial Information

Tax Annual Amount
6937
Tax Year
2025
Homestead Y/N
No
Additional Exemptions Y/N
No
Zoning
Regional Business
Flood Insurance Required?
Yes
Annual Flood Insurance
1197
Annual Home Insurance
3787
Leasehold Y/N
No
Sold In Previous 12 Months
No
Association
No
Covenants Y/N
No
Legal Description
COM AT SE COR OF INTER OF E HOWARD AVE & ELMER ST E 115 FT TO POB E 97 FT S 200 FT M/L W 52 FT S 55 FT M/L W 45 FT N 250 FT M/L TO POB BEING PART OF CITY SEC BLK 83 & OF JOHN B CARGNATE CLAIM SEC 28-7-9 (FORMLY BEING THE

Parking Features

Parking Total
12

More Information

Showing Requirements

Showing
Appointment Required

Parking Spaces

# Parking Spaces Uncovered
12

Unit 1

Full Baths
3
Furnished
Yes

Unit 2

Full Baths
3

Unit 3

Full Baths
Yes
Rent
700
Occupied
Yes
Description
250 sq ft apartment
Listing Office: Coldwell Banker Alfonso Realty-Lorraine Rd
Listing Agent: Michelle C Filipich
Source MLS Verified
Last Updated: September - 11 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.