645 Union Street, Bay Saint Louis, MS 39520

New Listing
$235,000
Property Type: Residential Bedrooms: 3 Square Footage: 1,469 Lot Size (sq. ft.): 10,890 Status: Active
Current Price: $235,000 List Date: 7/14/2026 Last Modified: 7/14/2026

Overview

Description

Welcome to this charming 3-bedroom, 2-bath brick home located in a quiet Bay St. Louis neighborhood, just a short golf cart ride from downtown! Featuring a spacious combined living and dining area, this home also offers a versatile flex room that can be used as a home office, playroom, second living area, workout room, or whatever best fits your lifestyle. Inside, you'll find ceramic tile and LVP flooring throughout, along with a large laundry room for added convenience. The roof was replaced in 2020, providing peace of mind for years to come. Step outside to enjoy the oversized fenced backyard featuring a large concrete patio that's perfect for entertaining, grilling, or simply relaxing outdoors. The backyard also includes a huge storage shed/workshop and plenty of room for kids, pets, gardening, or future outdoor projects. A circle driveway provides ample parking and added convenience. Whether you're looking for an investment property, a project home to make your own, a first home, o ...

Listing Details MLS# 4155803

General Property Information

Property Sub Type
Single Family Residence
New Construction
No
Approx Lot Size Acres
0.25
Lot Size Dimensions
Appox 90 X 123 x 90 x 123
Approx H/C SqFt
1469
SqFt Source
Appraiser
List Price/SqFt
159.97
Year Built Known
Yes
Year Built
1984
Year Built Source
Other
Total Floors
Yes
Bedrooms Total
3
Bathrooms Full
2
Fireplace
No
Pool
No
School District
Bay St. Louis Waveland Dist
Elementary School
Bay St. Louis
Middle or Junior School
Bay St. Louis Middle
High School
Bay St Louis
Home Warranty
No
Accessibility Features
No
Garage Spaces
0
Carport Spaces
0
Bathrooms Half
0
Bathrooms Three Quarter
0

Property Features

Structure Type: House Lot Features: Fenced Levels: One Interior Features: Ceiling Fan(s); Crown Molding; Stone Counters Appliances: Dryer; Microwave; Oven; Range; Refrigerator; Washer Walls - Interior: Sheetrock Flooring: Ceramic Tile; Luxury Vinyl Door Features: Barn Door Laundry Features: Laundry Room Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump; Hot Water Utilities: Cable Available; Electricity Connected; Phone Available; Sewer Connected; Water Connected Sewer: Public Sewer Water Source: Public Foundation Details: Slab Listing Terms: Cash; Conventional; FHA; USDA Loan Roof: Asphalt Shingle Patio And Porch Features: Patio; Porch Exterior Features: Private Yard; Other; See Remarks Fencing: Back Yard; Privacy Driveway Features: Circular Drive Parking Features: Driveway Other Structures: Shed(s); Workshop Community Features: Near Entertainment Waterfront Features: Other Showing Requirements: Use ShowingTime Service Water Heater: 40 Gallons or Less; Electric; Tankless

Address and Location Information

Street Number
645
Street Name
Union
Street Suffix
Street
County
Hancock
State
MS
Zip Code
39520
Parcel Number
137h-0-45-144.005
Subdivision
Metes And Bounds
N or S of I-10
S
N or S of CSX Railroad Track
N

Listing Information

Listing Service
Full Service

Tax and Financial Information

Tax Annual Amount
2018
Tax Year
2025
Homestead Y/N
No
Additional Exemptions Y/N
No
Zoning
Single Family Residential
Flood Insurance Required?
No
Leasehold Y/N
No
Association
No
Covenants Y/N
No
Legal Description
VALPINE SUBD. PHASE 1 LOT 6

Workshop Features

Workshop
Yes

More Information

Showing Requirements

Showing
Appointment Required
Use ShowingTime Service
Yes

Remarks & Miscellaneous

Public Remarks
Welcome to this charming 3-bedroom, 2-bath brick home located in a quiet Bay St. Louis neighborhood, just a short golf cart ride from downtown! Featuring a spacious combined living and dining area, this home also offers a versatile flex room that can be used as a home office, playroom, second living area, workout room, or whatever best fits your lifestyle. Inside, you'll find ceramic tile and LVP flooring throughout, along with a large laundry room for added convenience. The roof was replaced in 2020, providing peace of mind for years to come. Step outside to enjoy the oversized fenced backyard featuring a large concrete patio that's perfect for entertaining, grilling, or simply relaxing outdoors. The backyard also includes a huge storage shed/workshop and plenty of room for kids, pets, gardening, or future outdoor projects. A circle driveway provides ample parking and added convenience. Whether you're looking for an investment property, a project home to make your own, a first home, or your forever home, this property offers endless possibilities. Previously rented for $1,600 per month, it has proven income potential. Conveniently located just minutes from downtown Bay St. Louis, you'll enjoy easy access to shopping, restaurants, entertainment, the beach, fishing, and everything the Mississippi Gulf Coast has to offer. Also, no flood insurance required! Bring your vision and make this home your own!

Structure Type

House
Yes

Lot Features

Fenced
Yes

Levels

One
Yes

Sewer

Public Sewer
Yes

Water Source

Public
Yes

Listing Terms

Cash
Yes
Conventional
Yes
FHA
Yes
USDA Loan
Yes

Waterfront Features

Other
Yes

Interior Features

Ceiling Fan(s)
Yes
Crown Molding
Yes
Stone Counters
Yes

Utilities

Cable Available
Yes
Electricity Connected
Yes
Phone Available
Yes
Sewer Connected
Yes
Water Connected
Yes

Appliances

Dryer
Yes
Microwave
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Walls - Interior

Sheetrock
Yes

Flooring

Ceramic Tile
Yes
Luxury Vinyl
Yes

Door Features

Barn Door
Yes

Laundry Features

Laundry Room
Yes

Cooling

Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes
Heat Pump
Yes
Hot Water
Yes

Foundation Details

Slab
Yes

Exterior Construction/Siding

Brick Veneer
Yes

Roof

Asphalt Shingle
Yes

Exterior Features

Private Yard
Yes
Other
Yes
See Remarks
Yes

Patio And Porch Features

Patio
Yes
Porch
Yes

Fencing

Back Yard
Yes
Privacy
Yes

Driveway Features

Circular Drive
Yes

Parking Features

Driveway
Yes

Other Structures

Shed(s)
Yes
Workshop
Yes

Community Features

Near Entertainment
Yes

Water Heater

40 Gallons or Less
Yes
Electric
Yes
Tankless
Yes
Listing Office: Coastal Realty Group
Listing Agent: Whitney M Young
Source MLS Verified
Last Updated: July - 14 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.