5140 Lower Bay Road, Bay Saint Louis, MS 39520 (MLS# 4154034)

5140 Lower Bay Road, Bay Saint Louis, MS 39520

New Listing

$725,000

Virtual Tour

https://www.propertypanorama.com/5140-Lower-Bay-Road-Bay-Saint-Louis-MS-39520/unbranded

Property Type: Residential Bedrooms: 3 Square Footage: 3,907 Lot Size (sq. ft.): 561,924 Status: Active

Current Price: $725,000 List Date: 6/26/2026 Last Modified: 6/26/2026

Overview

Description

Classic Acadian architecture, timeless design, and nearly 13 acres of beautiful grounds come together to create an exceptional country estate just 12 minute from the restaurants, boutiques, and the waterfront charm of Old Town Bay St. Louis . A long, oak-lined driveway welcomes you home, winding through lush lawn and live oaks that are scattered throughout the property, creating a picturesque setting that feels both private and inviting. This custom-built brick home offers approximately 4,000 square feet of thoughtfully designed living space with a floor plan that never goes out of style. Wide front and rear porches, a gracious foyer, formal dining room, spacious great room, and an inviting eat-in kitchen with granite countertops, custom cabinetry, stainless steel appliances, center island, and ample space for a keeping room create comfortable spaces for both everyday living and entertaining. French doors open to a light-filled sunroom overlooking the peaceful acreage, providing the ... (Read more) Classic Acadian architecture, timeless design, and nearly 13 acres of beautiful grounds come together to create an exceptional country estate just 12 minute from the restaurants, boutiques, and the waterfront charm of Old Town Bay St. Louis . A long, oak-lined driveway welcomes you home, winding through lush lawn and live oaks that are scattered throughout the property, creating a picturesque setting that feels both private and inviting. This custom-built brick home offers approximately 4,000 square feet of thoughtfully designed living space with a floor plan that never goes out of style. Wide front and rear porches, a gracious foyer, formal dining room, spacious great room, and an inviting eat-in kitchen with granite countertops, custom cabinetry, stainless steel appliances, center island, and ample space for a keeping room create comfortable spaces for both everyday living and entertaining. French doors open to a light-filled sunroom overlooking the peaceful acreage, providing the perfect place to relax and enjoy the surrounding views. The split-bedroom design offers exceptional privacy, with each bedroom featuring its own private bath and walk-in closet. The generous primary suite includes dual vanities, a soaking tub, separate shower, and two walk in closets. Upstairs, a large bonus room with tongue-and-groove wood walls and ceiling is ideal as a media room, game room, home office, fitness studio, or additional guest space. The detached workshop includes a utility sink and could easily be transformed into a guest cottage, private office, or studio. A pond, oversized garage, beautifully manicured grounds, and room to garden, explore, or simply enjoy the peaceful surroundings complete this remarkable property. If you've been searching for a home defined by quality craftsmanship, and the tranquility of a true Southern estate, this Lower Bay Road property is a rare opportunity to own one of Hancock County's most distinctive homes while remaining just minutes from Bay St. Louis and the Mississippi Gulf Coast.

Listing Details MLS# 4154034

General Property Information

Property Sub Type: Single Family Residence
New Construction: No
Property Condition: Move In Ready
Approx Lot Size Acres: 12.9
Lot Size Dimensions: 441X1241X423X1248
Approx H/C SqFt: 3907
SqFt Source: Appraiser
Additional H/C SqFt: 667
List Price/SqFt: 185.56
Year Built Known: Yes
Year Built: 2007
Year Built Source: Owner
Garage Spaces: 2
Total Floors: 2
Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Half: Yes
Fireplace: Yes
Fireplaces Total: Yes
Pool: No
School District: Hancock CO Dist
Home Warranty: No
Accessibility Features: No
Carport Spaces: 0
Bathrooms Three Quarter: 0

Property Features

Structure Type: House Architectural Style: French Acadian; Georgian Lot Features: Garden; Landscaped; Many Trees; Rectangular Lot Levels: Two Interior Features: Ceiling Fan(s); Entrance Foyer; Granite Counters; Primary Downstairs; Stone Counters; Walk-In Closet(s) Special Purpose Rooms: Breezeway; Florida Room Kitchen Features: Breakfast Room/Morning Room; Kitchen Island; Quartz Counters; Walk-in Pantry Bathroom Features: Separate Tub & Shower; Walk-In Shower Fireplace Features: Living Room Appliances: Cooktop; Dishwasher; Disposal; Microwave; Oven; Refrigerator Walls - Interior: Sheetrock Flooring: Ceramic Tile; Simulated Wood Window Features: Blinds; Window Treatments Door Features: French Doors Laundry Features: Laundry Room Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump; Propane; Other Utilities: Cable Connected; Electricity Connected; Propane Connected Sewer: Aerobic Septic; Septic Tank Water Source: Well Foundation Details: Permanent; Slab Listing Terms: Cash; Conventional; FHA; VA Loan Roof: Asphalt Shingle Patio And Porch Features: Front Porch; Patio; Rear Porch Exterior Features: Lighting Driveway Features: Concrete Drive; Paved Drive Parking Features: Carport; Garage; Guest Other Structures: Workshop Waterfront Features: Pond Showing Requirements: Use ShowingTime Service Flood Insurance: Floodplain Water Heater: Electric; Two or More

Address and Location Information

Street Number: 5140
Street Name: Lower Bay
Street Suffix: Road
County: Hancock
State: MS
Zip Code: 39520
Parcel Number: 163-0-05-008.001
Subdivision: Metes And Bounds
N or S of I-10: S
N or S of CSX Railroad Track: N

Listing Information

Listing Service: Full Service

Tax and Financial Information

Tax Annual Amount: 3856
Tax Year: 2025
Homestead Y/N: Yes
Additional Exemptions Y/N: No
Flood Insurance Required?: Yes
Annual Flood Insurance: 1477
Annual Home Insurance: 5348
Leasehold Y/N: No
Association: No
Covenants Y/N: No
Legal Description: PT SE1/4-NE1/4 5-9-14

Parking Features

Parking Total: 4
Carport: Yes
Garage: Yes
Guest: Yes

More Information

Workshop Features

Workshop: Yes

Showing Requirements

Showing: Appointment Required
Use ShowingTime Service: Yes

Attic Features

Attic: Yes

Remarks & Miscellaneous

Public Remarks: Classic Acadian architecture, timeless design, and nearly 13 acres of beautiful grounds come together to create an exceptional country estate just 12 minute from the restaurants, boutiques, and the waterfront charm of Old Town Bay St. Louis . A long, oak-lined driveway welcomes you home, winding through lush lawn and live oaks that are scattered throughout the property, creating a picturesque setting that feels both private and inviting. This custom-built brick home offers approximately 4,000 square feet of thoughtfully designed living space with a floor plan that never goes out of style. Wide front and rear porches, a gracious foyer, formal dining room, spacious great room, and an inviting eat-in kitchen with granite countertops, custom cabinetry, stainless steel appliances, center island, and ample space for a keeping room create comfortable spaces for both everyday living and entertaining. French doors open to a light-filled sunroom overlooking the peaceful acreage, providing the perfect place to relax and enjoy the surrounding views. The split-bedroom design offers exceptional privacy, with each bedroom featuring its own private bath and walk-in closet. The generous primary suite includes dual vanities, a soaking tub, separate shower, and two walk in closets. Upstairs, a large bonus room with tongue-and-groove wood walls and ceiling is ideal as a media room, game room, home office, fitness studio, or additional guest space. The detached workshop includes a utility sink and could easily be transformed into a guest cottage, private office, or studio. A pond, oversized garage, beautifully manicured grounds, and room to garden, explore, or simply enjoy the peaceful surroundings complete this remarkable property. If you've been searching for a home defined by quality craftsmanship, and the tranquility of a true Southern estate, this Lower Bay Road property is a rare opportunity to own one of Hancock County's most distinctive homes while remaining just minutes from Bay St. Louis and the Mississippi Gulf Coast.

Structure Type

House: Yes

Architectural Style

French Acadian: Yes
Georgian: Yes

Lot Features

Garden: Yes
Landscaped: Yes
Many Trees: Yes
Rectangular Lot: Yes

Levels

Two: Yes

Sewer

Aerobic Septic: Yes
Septic Tank: Yes

Water Source

Well: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Waterfront Features

Pond: Yes

Interior Features

Ceiling Fan(s): Yes
Entrance Foyer: Yes
Granite Counters: Yes
Primary Downstairs: Yes
Stone Counters: Yes
Walk-In Closet(s): Yes

Utilities

Cable Connected: Yes
Electricity Connected: Yes
Propane Connected: Yes

Special Purpose Rooms

Breezeway: Yes
Florida Room: Yes

Kitchen Features

Breakfast Room/Morning Room: Yes
Kitchen Island: Yes
Quartz Counters: Yes
Walk-in Pantry: Yes

Bathroom Features

Separate Tub & Shower: Yes
Walk-In Shower: Yes

Fireplace Features

Living Room: Yes

Appliances

Cooktop: Yes
Dishwasher: Yes
Disposal: Yes
Microwave: Yes
Oven: Yes
Refrigerator: Yes

Walls - Interior

Sheetrock: Yes

Flooring

Ceramic Tile: Yes
Simulated Wood: Yes

Window Features

Blinds: Yes
Window Treatments: Yes

Door Features

French Doors: Yes

Laundry Features

Laundry Room: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes
Heat Pump: Yes
Propane: Yes
Other: Yes

Foundation Details

Permanent: Yes
Slab: Yes

Exterior Construction/Siding

Brick: Yes
Brick Veneer: Yes
Siding: Yes

Roof

Asphalt Shingle: Yes

Exterior Features

Lighting: Yes

Patio And Porch Features

Front Porch: Yes
Patio: Yes
Rear Porch: Yes

Driveway Features

Concrete Drive: Yes
Paved Drive: Yes

Other Structures

Workshop: Yes

Flood Insurance

Floodplain: Yes

Water Heater

Electric: Yes
Two or More: Yes

Listing Office: Amy Wood Properties

Listing Agent: Amy P Wood

Last Updated: June - 26 - 2026