5049 Georgia Street, Bay Saint Louis, MS 39520

$449,900
Property Type: Residential Bedrooms: 3 Square Footage: 1,515 Lot Size (sq. ft.): 5,227 Status: Active
Current Price: $449,900 List Date: 3/06/2026 Last Modified: 8/30/2026

Overview

Description

This canal front home in Bay St. Louis puts waterfront living within reach, with direct access to Bayou Lacroix and the surrounding waterways beyond your back door. A brand new mid level deck was just added, doubling the outdoor living space, creating a shaded, livable area large enough for a full-sized outdoor dining table, full outdoor furniture set, with room to spare. Inside, cathedral ceilings and an open floor create a bright, open living area. The kitchen was made with the chef in mind, with quartz countertops, a large island, custom cabinetry, and stainless steel appliances. The primary suite offers a walk-in tile shower and a spacious walk-in closet. The ground floor storage room now has a second story, giving owners real, usable space for boat gear, beach chairs, and everything else that comes with coastal living. Built in 2026, this home skips the usual list of updates and repairs that come with buying older homes on the coast. Sitting in a higher elevation AE flood zone, in ...

Listing Details MLS# 4141586

General Property Information

Property Sub Type
Single Family Residence
New Construction
Yes
Property Condition
New Construction
Approx Lot Size Acres
0.12
Lot Size Dimensions
50x102
Approx H/C SqFt
1515
SqFt Source
Builder
List Price/SqFt
296.96
Year Built Known
Yes
Year Built
2026
Year Built Source
Builder
Carport Spaces
2
Total Floors
Yes
Bedrooms Total
3
Bathrooms Full
2
Fireplace
No
Pool
No
Home Warranty
Yes
Accessibility Features
No
Garage Spaces
0
Bathrooms Half
0
Bathrooms Three Quarter
0

Property Features

Structure Type: House Lot Features: City Lot; Rectangular Lot; Views Levels: One Interior Features: Built-in Features; Cathedral Ceiling(s); Ceiling Fan(s); Crown Molding; Eat-in Kitchen; High Ceilings; Kitchen Island; Open Floorplan; Pantry; Recessed Lighting; Storage; Walk-In Closet(s); See Remarks Special Purpose Rooms: Recreation/Play Room Kitchen Features: Custom Cabinets; Farm Sink; Kitchen Island; Kitchen/Family Room View; Quartz Counters Bathroom Features: Ceramic Tile; Two Shower Heads; Walk-In Shower Appliances: Built-In Electric Oven; Dishwasher; Microwave; Refrigerator; Washer/Dryer Walls - Interior: Sheetrock Flooring: Luxury Vinyl Window Features: ENERGY STAR Qualified Windows Door Features: ENERGY STAR Qualified Doors Laundry Features: Electric Dryer Hookup; In Hall; Inside; Laundry Closet Security Features: Smoke Detector(s) Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Sewer: Public Sewer Water Source: Public Foundation Details: Pilings/Steel/Wood Listing Terms: 1031 Exchange; Bank Loan; Cash; Conventional; FHA; USDA Loan; VA Loan Roof: Metal Patio And Porch Features: Deck; Front Porch; Porch; Other; See Remarks Exterior Features: Dock Driveway Features: Concrete Drive Parking Features: Concrete; Covered; No Garage Other Structures: Storage Community Features: Boating; Fishing; Near Entertainment; See Remarks Waterfront Features: Bayou; Boat Dock; Bulkhead; Canal Front; Gulf Access; Ocean Access; River Access; View Attic Features: Pull Down Stair Unit Home Warranty: One Year Builder Water Heater: Electric Documents: Land Survey; Other Public Documents

Address and Location Information

Street Number
5049
Street Name
Georgia
Street Suffix
Street
County
Hancock
State
MS
Zip Code
39520
Parcel Number
139a-0-40-099.000
Subdivision
Shoreline Park
N or S of I-10
S
N or S of CSX Railroad Track
N

Listing Information

Listing Service
Full Service

Tax and Financial Information

Tax Annual Amount
180
Tax Year
2025
Homestead Y/N
No
Additional Exemptions Y/N
No
Flood Insurance Required?
Yes
Leasehold Y/N
No
Association
No
Covenants Y/N
No
Legal Description
2 BLK 314 UN 3 ADD 1 SHORELINE

Parking Features

Parking Total
2
Concrete
Yes
Covered
Yes
No Garage
Yes

More Information

Waterfront Features

Waterfront
Yes
Bayou
Yes
Boat Dock
Yes
Bulkhead
Yes
Canal Front
Yes
Gulf Access
Yes
Ocean Access
Yes
River Access
Yes
View
Yes

Showing Requirements

Showing
Appointment Required

Attic Features

Attic
Yes
Pull Down Stair Unit
Yes

Remarks & Miscellaneous

Public Remarks
This canal front home in Bay St. Louis puts waterfront living within reach, with direct access to Bayou Lacroix and the surrounding waterways beyond your back door. A brand new mid level deck was just added, doubling the outdoor living space, creating a shaded, livable area large enough for a full-sized outdoor dining table, full outdoor furniture set, with room to spare. Inside, cathedral ceilings and an open floor create a bright, open living area. The kitchen was made with the chef in mind, with quartz countertops, a large island, custom cabinetry, and stainless steel appliances. The primary suite offers a walk-in tile shower and a spacious walk-in closet. The ground floor storage room now has a second story, giving owners real, usable space for boat gear, beach chairs, and everything else that comes with coastal living. Built in 2026, this home skips the usual list of updates and repairs that come with buying older homes on the coast. Sitting in a higher elevation AE flood zone, insurance costs stay more manageable than many waterfront properties on the coast, which is a real advantage that buyers are looking for. Downtown Bay St. Louis and its Old Town shops, galleries, and waterfront restaurants are just a few minutes drive by car or a short boat ride away. This waterfront living allows you to participate in all the festivities that come with living in Bay St. Louis all while letting your boat stay in the water just off your back porch.

Structure Type

House
Yes

Lot Features

City Lot
Yes
Rectangular Lot
Yes
Views
Yes

Levels

One
Yes

Sewer

Public Sewer
Yes

Water Source

Public
Yes

Listing Terms

1031 Exchange
Yes
Bank Loan
Yes
Cash
Yes
Conventional
Yes
FHA
Yes
USDA Loan
Yes
VA Loan
Yes

Interior Features

Built-in Features
Yes
Cathedral Ceiling(s)
Yes
Ceiling Fan(s)
Yes
Crown Molding
Yes
Eat-in Kitchen
Yes
High Ceilings
Yes
Kitchen Island
Yes
Open Floorplan
Yes
Pantry
Yes
Recessed Lighting
Yes
Storage
Yes
Walk-In Closet(s)
Yes
See Remarks
Yes

Utilities

Cable Available
Yes
Electricity Connected
Yes
Sewer Connected
Yes
Water Connected
Yes

Special Purpose Rooms

Recreation/Play Room
Yes

Kitchen Features

Custom Cabinets
Yes
Farm Sink
Yes
Kitchen Island
Yes
Kitchen/Family Room View
Yes
Quartz Counters
Yes

Bathroom Features

Ceramic Tile
Yes
Two Shower Heads
Yes
Walk-In Shower
Yes

Appliances

Built-In Electric Oven
Yes
Dishwasher
Yes
Microwave
Yes
Refrigerator
Yes
Washer/Dryer
Yes

Walls - Interior

Sheetrock
Yes

Flooring

Luxury Vinyl
Yes

Window Features

ENERGY STAR Qualified Windows
Yes

Door Features

ENERGY STAR Qualified Doors
Yes

Laundry Features

Electric Dryer Hookup
Yes
In Hall
Yes
Inside
Yes
Laundry Closet
Yes

Security Features

Smoke Detector(s)
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes

Heating

Central
Yes
Electric
Yes

Foundation Details

Pilings/Steel/Wood
Yes

Exterior Construction/Siding

HardiPlank Type
Yes

Roof

Metal
Yes

Exterior Features

Dock
Yes

Patio And Porch Features

Deck
Yes
Front Porch
Yes
Porch
Yes
Other
Yes
See Remarks
Yes

Driveway Features

Concrete Drive
Yes

Other Structures

Storage
Yes

Community Features

Boating
Yes
Fishing
Yes
Near Entertainment
Yes
See Remarks
Yes

Home Warranty

One Year Builder
Yes

Water Heater

Electric
Yes

Documents

Land Survey
Yes
Other Public Documents
Yes

Documents

Listing Office: Coldwell Banker Alfonso Realty-BSL
Listing Agent: Kaleb Allen
Source MLS Verified
Last Updated: August - 30 - 2026
Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.
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