4040 Borneo Street, Bay Saint Louis, MS 39520 (MLS# 4122982)

4040 Borneo Street, Bay Saint Louis, MS 39520

$370,000

Virtual Tour

https://www.propertypanorama.com/4040-Borneo-Street-Bay-Saint-Louis-MS-39520--4122982/unbranded

Property Type: Residential Bedrooms: 3 Square Footage: 1,518 Lot Size (sq. ft.): 10,019 Status: Active

Current Price: $370,000 List Date: 8/19/2025 Last Modified: 5/06/2026

Overview

Description

Welcome to 4040 Borneo Street in beautiful Bay St. Louis--now offering even more value with an extra parcel included in the sale. Built in 2018, this 3-bedroom, 2-bath home blends modern design with coastal charm, making it ideal for full-time living, a weekend getaway, or a lucrative short-term rental opportunity. Perched along the scenic Jordan River, the home features expansive covered front and rear porches--perfect for taking in peaceful water views and unforgettable Gulf Coast sunsets. Inside, you'll find an inviting open layout with contemporary finishes that highlight the home's clean, modern feel. Additional highlights include an outdoor elevator for easy access, a spacious storage area with a shed beneath the home, and plenty of room for boats, kayaks, and all your waterfront gear. The included extra lot provides added privacy, flexibility, and long-term potential--whether you envision additional outdoor space, future building options, or simply more room to enjoy. Located ... (Read more)

Listing Details MLS# 4122982

General Property Information

Property Sub Type: Single Family Residence
New Construction: No
Property Condition: Move In Ready
Approx Lot Size Acres: 0.23
Approx H/C SqFt: 1518
SqFt Source: Public Records
List Price/SqFt: 243.74
Year Built Known: No
Carport Spaces: 2
Total Floors: Yes
Bedrooms Total: 3
Bathrooms Full: 2
Fireplace: Yes
Fireplaces Total: Yes
Pool: No
School District: Bay St. Louis Waveland Dist
High School: Bay St Louis
Home Warranty: No
Accessibility Features: No
Garage Spaces: 0
Bathrooms Half: 0
Bathrooms Three Quarter: 0

Property Features

Structure Type: House Lot Features: Cleared; Corner Lot; Front Yard; Level; Views Levels: One Interior Features: Bar; Breakfast Bar; Ceiling Fan(s); Crown Molding; Double Vanity; Granite Counters; High Speed Internet; Kitchen Island; Open Floorplan; Soaking Tub; Storage; Walk-In Closet(s) Special Purpose Rooms: Family Room/Dining Combo; Guest Room; Kitchen/Dining Combo; Living/Dining Combo; Storage Kitchen Features: Breakfast Bar; Custom Cabinets; Farm Sink; Granite Counters; Kitchen Island; Kitchen/Family Room Combo; Kitchen/Family Room View Bathroom Features: 5 Foot Tub; Double Vanity; Jetted Tub; Separate Tub & Shower; Soaking Tub; Travertine Tile; Walk-In Shower Fireplace Features: Gas; Living Room Appliances: 5 Burner; Built-In Gas Oven; Built-In Gas Range; Built-In Refrigerator; Disposal; Dryer; Exhaust Fan; Microwave; Self Cleaning Oven; Tankless Water Heater; Washer Walls - Interior: Sheetrock Flooring: Ceramic Tile; Wood Window Features: Blinds; Double Pane Windows Door Features: Dead Bolt Lock(s); Double Entry; French Doors; Metal Insulated Laundry Features: Inside; Laundry Room; Main Level Cooling: Central Air; Electric Heating: Central; Electric Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Sewer: Public Sewer Water Source: Public Foundation Details: Pilings/Steel/Wood Listing Terms: 1031 Exchange; Bank Loan; Cash; Conventional; FHA; USDA Loan; VA Loan Roof: Metal Patio And Porch Features: Deck; Front Porch; Patio - Covered; Rear Porch Exterior Features: Elevator; Lighting Driveway Features: Concrete Drive; Front Entrance; Paved Drive Parking Features: Attached Carport; Covered; Driveway Other Structures: Shed(s); Storage Community Features: RV/Boat Storage; Street Lights Waterfront Features: View Attic Features: Attic Floored; Pull Down Stair Unit Flood Insurance: Subject to Survey Disclosures: None

Address and Location Information

Street Number: 4040
Street Name: Borneo
Street Suffix: Street
County: Hancock
State: MS
Zip Code: 39520
Parcel Number: 135m-0-39-028.000
Subdivision: Riverview
N or S of I-10: S
N or S of CSX Railroad Track: N

Listing Information

Listing Service: Full Service

Tax and Financial Information

Tax Annual Amount: 1145.17
Tax Year: 2024
Homestead Y/N: Yes
Homestead Year: 2024
Additional Exemptions Y/N: No
Flood Insurance Required?: Yes
Leasehold Y/N: No
Sold In Previous 12 Months: No
Association: No
Covenants Y/N: No
Legal Description: 1 & 2 BLK 646 UN 6 ADD 4 SHORELINE PARK

Parking Features

Parking Total: 6
Attached Carport: Yes
Covered: Yes
Driveway: Yes

More Information

Workshop Features

Workshop: No

Waterfront Features

Waterfront: No
View: Yes

Horse Amenities

Horse Amenities: No

Showing Requirements

Showing: Appointment Required

Attic Features

Attic: Yes
Attic Floored: Yes
Pull Down Stair Unit: Yes

Remarks & Miscellaneous

Public Remarks: Welcome to 4040 Borneo Street in beautiful Bay St. Louis--now offering even more value with an extra parcel included in the sale. Built in 2018, this 3-bedroom, 2-bath home blends modern design with coastal charm, making it ideal for full-time living, a weekend getaway, or a lucrative short-term rental opportunity. Perched along the scenic Jordan River, the home features expansive covered front and rear porches--perfect for taking in peaceful water views and unforgettable Gulf Coast sunsets. Inside, you'll find an inviting open layout with contemporary finishes that highlight the home's clean, modern feel. Additional highlights include an outdoor elevator for easy access, a spacious storage area with a shed beneath the home, and plenty of room for boats, kayaks, and all your waterfront gear. The included extra lot provides added privacy, flexibility, and long-term potential--whether you envision additional outdoor space, future building options, or simply more room to enjoy. Located in a USDA-eligible area, this property may qualify for special financing options. Whether you're searching for an income-producing investment or your own private waterfront escape, this opportunity stands out from the rest. Schedule your showing today

Structure Type

House: Yes

Lot Features

Cleared: Yes
Corner Lot: Yes
Front Yard: Yes
Level: Yes
Views: Yes

Levels

One: Yes

Sewer

Public Sewer: Yes

Water Source

Public: Yes

Listing Terms

1031 Exchange: Yes
Bank Loan: Yes
Cash: Yes
Conventional: Yes
FHA: Yes
USDA Loan: Yes
VA Loan: Yes

Interior Features

Bar: Yes
Breakfast Bar: Yes
Ceiling Fan(s): Yes
Crown Molding: Yes
Double Vanity: Yes
Granite Counters: Yes
High Speed Internet: Yes
Kitchen Island: Yes
Open Floorplan: Yes
Soaking Tub: Yes
Storage: Yes
Walk-In Closet(s): Yes

Utilities

Cable Connected: Yes
Electricity Connected: Yes
Sewer Connected: Yes
Water Connected: Yes

Special Purpose Rooms

Family Room/Dining Combo: Yes
Guest Room: Yes
Kitchen/Dining Combo: Yes
Living/Dining Combo: Yes
Storage: Yes

Kitchen Features

Breakfast Bar: Yes
Custom Cabinets: Yes
Farm Sink: Yes
Granite Counters: Yes
Kitchen Island: Yes
Kitchen/Family Room Combo: Yes
Kitchen/Family Room View: Yes

Bathroom Features

5 Foot Tub: Yes
Double Vanity: Yes
Jetted Tub: Yes
Separate Tub & Shower: Yes
Soaking Tub: Yes
Travertine Tile: Yes
Walk-In Shower: Yes

Fireplace Features

Gas: Yes
Living Room: Yes

Appliances

5 Burner: Yes
Built-In Gas Oven: Yes
Built-In Gas Range: Yes
Built-In Refrigerator: Yes
Disposal: Yes
Dryer: Yes
Exhaust Fan: Yes
Microwave: Yes
Self Cleaning Oven: Yes
Tankless Water Heater: Yes
Washer: Yes

Walls - Interior

Sheetrock: Yes

Flooring

Ceramic Tile: Yes
Wood: Yes

Window Features

Blinds: Yes
Double Pane Windows: Yes

Door Features

Dead Bolt Lock(s): Yes
Double Entry: Yes
French Doors: Yes
Metal Insulated: Yes

Laundry Features

Inside: Yes
Laundry Room: Yes
Main Level: Yes

Cooling

Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Foundation Details

Pilings/Steel/Wood: Yes

Exterior Construction/Siding

HardiPlank Type: Yes

Roof

Metal: Yes

Exterior Features

Elevator: Yes
Lighting: Yes

Patio And Porch Features

Deck: Yes
Front Porch: Yes
Patio - Covered: Yes
Rear Porch: Yes

Driveway Features

Concrete Drive: Yes
Front Entrance: Yes
Paved Drive: Yes

Other Structures

Shed(s): Yes
Storage: Yes

Community Features

RV/Boat Storage: Yes
Street Lights: Yes

Flood Insurance

Subject to Survey: Yes

Disclosures

None: Yes

Listing Office: Expect Realty

Listing Agent: Nathan Houston

Last Updated: May - 06 - 2026