4031 Bank Street, Bay Saint Louis, MS 39520 (MLS# 4145070)

4031 Bank Street, Bay Saint Louis, MS 39520

$354,900

Virtual Tour

https://www.propertypanorama.com/4031-Bank-Street-Bay-Saint-Louis-MS-39520--4145070/unbranded

Property Type: Residential Bedrooms: 3 Square Footage: 1,120 Lot Size (sq. ft.): 19,166 Status: Active

Current Price: $354,900 List Date: 4/07/2026 Last Modified: 5/04/2026

Overview

Description

Welcome to your waterfront retreat in Bay St. Louis! This 3-bedroom, 2-bath home offers 100 feet of beautifully maintained waterfront complete with a fantastic bulkhead, boat house, and boat lift. Just two quick turns out of the canal puts you on Bayou Lacroix, ready for fishing, boating, and endless water adventures. Underneath, you'll find plenty of storage space for all your boating, fishing, and watersport gear--with room to spare. Whether you're looking for a weekend getaway or a full-time coastal lifestyle, this property delivers it all. At this price, it won't last long--schedule your showing today!

Listing Details MLS# 4145070

General Property Information

Property Sub Type: Single Family Residence
New Construction: No
Approx Lot Size Acres: 0.44
Approx H/C SqFt: 1120
SqFt Source: Public Records
List Price/SqFt: 316.88
Year Built Known: Yes
Year Built: 2007
Year Built Source: Public Records
Carport Spaces: 2
Total Floors: Yes
Bedrooms Total: 3
Bathrooms Full: 2
Fireplace: No
Pool: No
Home Warranty: No
Accessibility Features: No
Garage Spaces: 0
Bathrooms Half: 0
Bathrooms Three Quarter: 0

Property Features

Structure Type: House Lot Features: Views Levels: One Interior Features: Eat-in Kitchen Appliances: Dishwasher; Dryer; Electric Range; Washer Walls - Interior: Sheetrock Flooring: Vinyl Window Features: Blinds Door Features: Dead Bolt Lock(s) Laundry Features: In Carport Cooling: Ceiling Fan(s); Central Air; Electric Heating: Central; Electric Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Sewer: Public Sewer Water Source: Public Foundation Details: Slab Listing Terms: Bank Loan; Cash; Conventional; FHA; Renovation Loan; USDA Loan; VA Loan Roof: Metal Patio And Porch Features: Deck Exterior Features: Dock; See Remarks Driveway Features: Concrete Drive Parking Features: Carport; Concrete Other Structures: Boat House; Storage; Workshop Community Features: Boating; Fishing Waterfront Features: Boat Dock; Bulkhead; Gulf Access; View Water Heater: 40 Gallons or Less; Electric Disclosures: Flood Insurance Required; None

Address and Location Information

Street Number: 4031
Street Name: Bank
Street Suffix: Street
County: Hancock
State: MS
Zip Code: 39520
Parcel Number: 135m-0-39-319.001
Subdivision: Shoreline Park
N or S of I-10: S
N or S of CSX Railroad Track: N

Listing Information

Listing Service: Full Service

Tax and Financial Information

Tax Annual Amount: 808
Tax Year: 2025
Homestead Y/N: No
Additional Exemptions Y/N: No
Flood Insurance Required?: Yes
Leasehold Y/N: No
Association: No
Covenants Y/N: No
Legal Description: 15&16 BLK 635 UN 6 ADD 4 SHORELINE PK

Parking Features

Parking Total: 4
Carport: Yes
Concrete: Yes

More Information

Waterfront Features

Waterfront: Yes
Boat Dock: Yes
Bulkhead: Yes
Gulf Access: Yes
View: Yes

Showing Requirements

Showing: Appointment Required

Remarks & Miscellaneous

Public Remarks: Welcome to your waterfront retreat in Bay St. Louis! This 3-bedroom, 2-bath home offers 100 feet of beautifully maintained waterfront complete with a fantastic bulkhead, boat house, and boat lift. Just two quick turns out of the canal puts you on Bayou Lacroix, ready for fishing, boating, and endless water adventures. Underneath, you'll find plenty of storage space for all your boating, fishing, and watersport gear--with room to spare. Whether you're looking for a weekend getaway or a full-time coastal lifestyle, this property delivers it all. At this price, it won't last long--schedule your showing today!

Structure Type

House: Yes

Lot Features

Views: Yes

Levels

One: Yes

Sewer

Public Sewer: Yes

Water Source

Public: Yes

Listing Terms

Bank Loan: Yes
Cash: Yes
Conventional: Yes
FHA: Yes
Renovation Loan: Yes
USDA Loan: Yes
VA Loan: Yes

Interior Features

Eat-in Kitchen: Yes

Utilities

Cable Available: Yes
Electricity Connected: Yes
Sewer Connected: Yes
Water Connected: Yes

Appliances

Dishwasher: Yes
Dryer: Yes
Electric Range: Yes
Washer: Yes

Walls - Interior

Sheetrock: Yes

Flooring

Vinyl: Yes

Window Features

Blinds: Yes

Door Features

Dead Bolt Lock(s): Yes

Laundry Features

In Carport: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes
Electric: Yes

Heating

Central: Yes
Electric: Yes

Foundation Details

Slab: Yes

Exterior Construction/Siding

Siding: Yes

Roof

Metal: Yes

Exterior Features

Dock: Yes
See Remarks: Yes

Patio And Porch Features

Deck: Yes

Driveway Features

Concrete Drive: Yes

Other Structures

Boat House: Yes
Storage: Yes
Workshop: Yes

Community Features

Boating: Yes
Fishing: Yes

Water Heater

40 Gallons or Less: Yes
Electric: Yes

Disclosures

Flood Insurance Required: Yes
None: Yes

Listing Office: Expect Realty

Listing Agent: Zandar Meeks

Last Updated: May - 04 - 2026