321 State Street, Bay Saint Louis, MS 39520 (MLS# 4132576)

321 State Street, Bay Saint Louis, MS 39520

$429,000

Virtual Tour

https://www.propertypanorama.com/321-State-Street-Bay-Saint-Louis-MS-39520/unbranded

Property Type: Residential Bedrooms: 2 Square Footage: 1,365 Lot Size (sq. ft.): 7,405 Status: Active

Current Price: $429,000 List Date: 11/26/2025 Last Modified: 4/18/2026

Overview

Description

Adorable 1960's cottage in the heart of the Historic District of Bay St. Louis. Light, bright and cheery with hard wood floors throughout. Enjoy your morning coffee or evening cocktail on the large covered porch overlooking the yard. High elevation and X Flood Zone. Detached 2-car carport and two storage sheds, as well as a sunken Florida room with a bonus fridge and wet bar. Perfect for entertaining or an artist's studio! Make an appointment to see this gem today. It won't last long!

Listing Details MLS# 4132576

General Property Information

Property Sub Type: Single Family Residence
New Construction: No
Approx Lot Size Acres: 0.17
Lot Size Dimensions: 130 x 33 x 69 x 64 x 58 x 95
Approx H/C SqFt: 1365
SqFt Source: Appraiser
List Price/SqFt: 314.29
Year Built: 1960
Year Built Source: Assessor
Carport Spaces: 2
Total Floors: Yes
Bedrooms Total: 2
Bathrooms Full: Yes
Bathrooms Three Quarter: Yes
Fireplace: No
Pool: No
Home Warranty: No
Accessibility Features: No
Garage Spaces: 0
Bathrooms Half: 0

Property Features

Structure Type: House Levels: One Appliances: Dishwasher; Electric Oven; Electric Water Heater; Refrigerator; Washer/Dryer Cooling: Central Air; Wall/Window Unit(s) Heating: Central; Wood Stove Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Sewer: Public Sewer Water Source: Public Foundation Details: Pillar/Post/Pier; Slab Listing Terms: 1031 Exchange; Cash; Conventional Roof: Metal Exterior Features: Garden; See Remarks Parking Features: Carport; Detached; Guest Flood Insurance: Subject to Survey

Address and Location Information

Street Number: 321
Street Name: State
Street Suffix: Street
County: Hancock
State: MS
Zip Code: 39520
Parcel Number: 149f-0-29-281.000
Subdivision: Metes And Bounds
N or S of I-10: S
N or S of CSX Railroad Track: N

Listing Information

Listing Service: Full Service

Tax and Financial Information

Tax Year: 2024
Homestead Y/N: Yes
Homestead Year: 2025
Additional Exemptions Y/N: Yes
Flood Insurance Required?: Yes
Leasehold Y/N: No
Association: No
Covenants Y/N: No
Legal Description: 456 & PT 457 1ST WD B S L
Tax Annual Amount: 0

Parking Features

Parking Total: 2
Carport: Yes
Detached: Yes
Guest: Yes

More Information

Showing Requirements

Showing: Appointment Required
Lockbox Location: Front Door

Remarks & Miscellaneous

Public Remarks: Adorable 1960's cottage in the heart of the Historic District of Bay St. Louis. Light, bright and cheery with hard wood floors throughout. Enjoy your morning coffee or evening cocktail on the large covered porch overlooking the yard. High elevation and X Flood Zone. Detached 2-car carport and two storage sheds, as well as a sunken Florida room with a bonus fridge and wet bar. Perfect for entertaining or an artist's studio! Make an appointment to see this gem today. It won't last long!

Structure Type

House: Yes

Levels

One: Yes

Sewer

Public Sewer: Yes

Water Source

Public: Yes

Listing Terms

1031 Exchange: Yes
Cash: Yes
Conventional: Yes

Utilities

Cable Available: Yes
Electricity Connected: Yes
Sewer Connected: Yes
Water Connected: Yes

Appliances

Dishwasher: Yes
Electric Oven: Yes
Electric Water Heater: Yes
Refrigerator: Yes
Washer/Dryer: Yes

Cooling

Central Air: Yes
Wall/Window Unit(s): Yes

Heating

Central: Yes
Wood Stove: Yes

Foundation Details

Pillar/Post/Pier: Yes
Slab: Yes

Exterior Construction/Siding

Siding: Yes
Stucco: Yes

Roof

Metal: Yes

Exterior Features

Garden: Yes
See Remarks: Yes

Flood Insurance

Subject to Survey: Yes

Listing Office: Coldwell Banker Alfonso Realty-BSL

Listing Agent: Matthew J Stieffel

Last Updated: April - 18 - 2026