123 Porter Ridge, Canton, MS 39046 (MLS# 4146310)

123 Porter Ridge, Canton, MS 39046

$297,000

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Property Type: Residential Bedrooms: 3 Square Footage: 1,689 Lot Size (sq. ft.): 11,761 Status: Closed

Current Price: $297,000 List Date: 4/17/2026 Last Modified: 6/23/2026

Overview

Description

Rare Financing Opportunity: This property offers an assumable loan with a 2.875% interest rate (buyer to verify terms and qualifications). Home also qualifies for 100% Financing!!! Investment Potential: The home is currently tenant-occupied through 10/31, generating $2,250 per month in rental income. Tenants may vacate with a 30-day notice upon an accepted contract, providing flexibility for owner-occupants. Located in the Magnolia Pointe neighborhood and zoned for top-ranked Germantown Schools, this home in Madison County's newest development offers three bedrooms, two bathrooms, and a dedicated office. The property features an open floor plan with stainless steel appliances, granite countertops, a fireplace in the great room, and a large covered back porch. The master suite includes a whirlpool tub, a separate shower, and a walk-in closet. The location is just minutes away from Madison shopping centers.

Listing Details MLS# 4146310

General Property Information

Property Sub Type: Single Family Residence
New Construction: No
Approx Lot Size Acres: 0.27
Approx H/C SqFt: 1689
SqFt Source: Public Records
List Price/SqFt: 175.84
Year Built Known: Yes
Year Built: 2020
Year Built Source: Public Records
Garage Spaces: 2
Total Floors: Yes
Bedrooms Total: 3
Bathrooms Full: 2
Fireplace: Yes
Fireplaces Total: Yes
Pool: No
School District: Madison CO Dist
Elementary School: Madison Crossing
Elementary School 2: N/A
Intermediate School: N/A
Middle or Junior School: Germantown Middle
High School: Germantown
Home Warranty: No
Accessibility Features: No
Carport Spaces: 0
Bathrooms Half: 0
Bathrooms Three Quarter: 0

Property Features

Structure Type: House Levels: One Covenants And Restrictions: Homeowner Association Association Fee Includes: Other Fireplace Features: Living Room Appliances: Dishwasher; Gas Oven; Gas Range; Microwave; Range; Refrigerator Cooling: Ceiling Fan(s); Central Air Heating: Central; Fireplace(s); Natural Gas Utilities: Cable Available; Electricity Available; Natural Gas Available Sewer: Public Sewer Water Source: Public Foundation Details: Slab Listing Terms: USDA Loan; VA Loan; Other Roof: Architectural Shingles Exterior Features: None Parking Features: Garage Water Heater: Natural Gas

Address and Location Information

Street Number: 123
Street Name: Porter
Street Suffix: Ridge
County: Madison
State: MS
Zip Code: 39046
Parcel Number: 082g-25a-071/00.00
Subdivision: Magnolia Pointe
Community Of: N/A

Listing Information

Listing Service: Full Service

Tax and Financial Information

Tax Annual Amount: 1725
Tax Year: 2024
Homestead Y/N: No
Additional Exemptions Y/N: No
Flood Insurance Required?: No
Leasehold Y/N: No
Association: Yes
Association Fee: 300
Covenants Y/N: Yes
Legal Description: Lot 41

Status Change Info

Contract Date/Pending Date: 2026-04-27
Closing Date: 2026-06-23
Appraised SqFt: 1689
Sold Price/SqFt: 175.84

More Information

Parking Features

Parking Total: 2
Garage: Yes

Showing Requirements

Showing: Appointment Required

Remarks & Miscellaneous

Public Remarks: Rare Financing Opportunity: This property offers an assumable loan with a 2.875% interest rate (buyer to verify terms and qualifications). Home also qualifies for 100% Financing!!! Investment Potential: The home is currently tenant-occupied through 10/31, generating $2,250 per month in rental income. Tenants may vacate with a 30-day notice upon an accepted contract, providing flexibility for owner-occupants. Located in the Magnolia Pointe neighborhood and zoned for top-ranked Germantown Schools, this home in Madison County's newest development offers three bedrooms, two bathrooms, and a dedicated office. The property features an open floor plan with stainless steel appliances, granite countertops, a fireplace in the great room, and a large covered back porch. The master suite includes a whirlpool tub, a separate shower, and a walk-in closet. The location is just minutes away from Madison shopping centers.

Structure Type

House: Yes

Covenants And Restrictions

Homeowner Association: Yes

Levels

One: Yes

Sewer

Public Sewer: Yes

Water Source

Public: Yes

Listing Terms

USDA Loan: Yes
VA Loan: Yes
Other: Yes

Association Fee Includes

Other: Yes

Utilities

Cable Available: Yes
Electricity Available: Yes
Natural Gas Available: Yes

Fireplace Features

Living Room: Yes

Appliances

Dishwasher: Yes
Gas Oven: Yes
Gas Range: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Heating

Central: Yes
Fireplace(s): Yes
Natural Gas: Yes

Foundation Details

Slab: Yes

Exterior Construction/Siding

Brick: Yes

Roof

Architectural Shingles: Yes

Exterior Features

None: Yes

Water Heater

Natural Gas: Yes

Listing Office: AM Equity Realty, LLC

Listing Agent: Adell Osgood

Last Updated: June - 23 - 2026