108 Frenchmans Cay, Ridgeland, MS 39157 (MLS# 4131091)

108 Frenchmans Cay, Ridgeland, MS 39157

$375,000

Virtual Tour

https://www.propertypanorama.com/108-Frenchmans-Cay-Ridgeland-MS-39157/unbranded

Property Type: Residential Bedrooms: 3 Square Footage: 2,316 Lot Size (sq. ft.): 5,663 Status: Active

Current Price: $375,000 List Date: 11/09/2025 Last Modified: 4/27/2026

Overview

Description

Fresh, light-filled, and beautifully neutral, this one-story split-plan home in the gated community of Harbortowne offers effortless living in a prime location. Thoughtfully designed with an open flow, the living, dining, and flex spaces connect seamlessly--creating an inviting atmosphere for both everyday living and entertaining. The kitchen is perfectly positioned--tucked away for definition yet open to the main living areas--and features white quartz countertops, ample workspace, and room for an additional dining area if desired. Warm wood flooring runs throughout the home (no carpet), complemented by clean, modern finishes including white quartz surfaces in the bathrooms. The spacious primary suite is a true retreat, offering a generously sized bedroom, a well-appointed bath, and an oversized walk-in closet. Abundant storage throughout adds to the home's comfort and functionality. Located in the gated Harbortowne community, residents enjoy easy access to the reservoir, nea ... (Read more)

Listing Details MLS# 4131091

General Property Information

Property Sub Type: Single Family Residence
New Construction: No
Property Condition: Move In Ready
Approx Lot Size Acres: 0.13
Approx H/C SqFt: 2316
SqFt Source: Owner
List Price/SqFt: 161.92
Year Built: 2004
Year Built Source: Public Records
Garage Spaces: 2
Total Floors: Yes
Bedrooms Total: 3
Bathrooms Full: 2
Fireplace: Yes
Fireplaces Total: Yes
Pool: No
School District: Madison CO Dist
Elementary School: Olde Towne
Elementary School 2: N/A
Intermediate School: N/A
Middle or Junior School: Olde Towne
High School: Ridgeland
Home Warranty: No
Accessibility Features: No
Carport Spaces: 0
Bathrooms Half: 0
Bathrooms Three Quarter: 0

Property Features

Structure Type: House Architectural Style: French Acadian Lot Features: Cul-De-Sac Levels: One Covenants And Restrictions: Homeowner Association; Restrictive Covenants Association Fee Includes: Accounting/Legal; Other Interior Features: Ceiling Fan(s); Crown Molding; Double Vanity; Eat-in Kitchen; Kitchen Island; Open Floorplan; Primary Downstairs; Recessed Lighting; Split Plan; Storage; Walk-In Closet(s) Kitchen Features: Kitchen Island; Quartz Counters Bathroom Features: Separate Tub & Shower Fireplace Features: Gas Log; Living Room Appliances: Dishwasher; Double Oven; Gas Cooktop; Microwave Walls - Interior: Sheetrock Flooring: Tile; Wood Laundry Features: Laundry Room; Main Level Cooling: Central Air Heating: Central Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Sewer: Public Sewer Water Source: Public Foundation Details: Slab Listing Terms: Cash; Conventional; FHA; VA Loan Roof: Architectural Shingles Patio And Porch Features: Patio - Covered Exterior Features: See Remarks Fencing: Back Yard Driveway Features: Concrete Drive Parking Features: Garage Faces Front Community Features: Gated Room Type: Living Room

Address and Location Information

Street Number: 108
Street Name: Frenchmans Cay
County: Madison
State: MS
Zip Code: 39157
Parcel Number: 072h-27b-057-00-00
Subdivision: Harbortowne
Directions to Property: From Rice Rd turn on to Madison Landing and take a left into Harbortowne. Proceed through gate and Frenchmans Cay will be your second left. House is in cul de sac.
Community Of: N/A

Listing Information

Listing Service: Full Service

Tax and Financial Information

Tax Annual Amount: 2755
Tax Year: 2024
Homestead Y/N: Yes
Additional Exemptions Y/N: No
Flood Insurance Required?: No
Leasehold Y/N: Yes
Leasehold Fee: 658
Association: Yes
Association Fee: 650
Association Fee Frequency: Annually
Covenants Y/N: Yes
Legal Description: LOT 20 HARBORTOWNE II *LEASEHOLD*

Showing Requirements

Showing: Appointment Required
Lockbox Location: Front Door

More Information

Remarks & Miscellaneous

Public Remarks: Fresh, light-filled, and beautifully neutral, this one-story split-plan home in the gated community of Harbortowne offers effortless living in a prime location. Thoughtfully designed with an open flow, the living, dining, and flex spaces connect seamlessly--creating an inviting atmosphere for both everyday living and entertaining. The kitchen is perfectly positioned--tucked away for definition yet open to the main living areas--and features white quartz countertops, ample workspace, and room for an additional dining area if desired. Warm wood flooring runs throughout the home (no carpet), complemented by clean, modern finishes including white quartz surfaces in the bathrooms. The spacious primary suite is a true retreat, offering a generously sized bedroom, a well-appointed bath, and an oversized walk-in closet. Abundant storage throughout adds to the home's comfort and functionality. Located in the gated Harbortowne community, residents enjoy easy access to the reservoir, nearby restaurants, the dog park, and walking trails - making it ideal for an active, connected lifestyle. Fresh, low-maintenance, and perfectly located--this is one you don't want to miss. Schedule your private tour today.

Structure Type

House: Yes

Architectural Style

French Acadian: Yes

Lot Features

Cul-De-Sac: Yes

Covenants And Restrictions

Homeowner Association: Yes
Restrictive Covenants: Yes

Levels

One: Yes

Sewer

Public Sewer: Yes

Water Source

Public: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Association Fee Includes

Accounting/Legal: Yes
Other: Yes

Interior Features

Ceiling Fan(s): Yes
Crown Molding: Yes
Double Vanity: Yes
Eat-in Kitchen: Yes
Kitchen Island: Yes
Open Floorplan: Yes
Primary Downstairs: Yes
Recessed Lighting: Yes
Split Plan: Yes
Storage: Yes
Walk-In Closet(s): Yes

Utilities

Electricity Connected: Yes
Natural Gas Connected: Yes
Sewer Connected: Yes
Water Connected: Yes

Kitchen Features

Kitchen Island: Yes
Quartz Counters: Yes

Bathroom Features

Separate Tub & Shower: Yes

Fireplace Features

Gas Log: Yes
Living Room: Yes

Appliances

Dishwasher: Yes
Double Oven: Yes
Gas Cooktop: Yes
Microwave: Yes

Walls - Interior

Sheetrock: Yes

Flooring

Tile: Yes
Wood: Yes

Laundry Features

Laundry Room: Yes
Main Level: Yes

Cooling

Central Air: Yes

Heating

Central: Yes

Foundation Details

Slab: Yes

Exterior Construction/Siding

Brick: Yes

Roof

Architectural Shingles: Yes

Exterior Features

See Remarks: Yes

Patio And Porch Features

Patio - Covered: Yes

Fencing

Back Yard: Yes

Driveway Features

Concrete Drive: Yes

Parking Features

Garage Faces Front: Yes

Community Features

Gated: Yes

Room Type

Living Room: Yes

Room Information

Room Name
Living Room

Listing Office: EZ List, LLC

Listing Agent: Lori Flynt

Last Updated: April - 27 - 2026